Since 1996Licensed NC & SCBCBSNC Hall of FameReal person answers

Home & Auto · Charlotte, NC

You just closed on the house. Now the mortgage lender wants proof of insurance.

Whether you're a first-time buyer in Plaza Midwood, a family adding a teen driver, or someone whose auto rate suddenly doubled — one call to our team, and we'll shop the carriers most agencies won't.

Home insurance for your Charlotte home

Homeowners, condo, and dwelling policies protecting against fire, storm, wind, hail, and water damage — plus personal property and liability. We tailor limits to your actual home, not a template.

Auto insurance for every driver

Clean record or a few bumps in the road — everyone can be insured. From state minimums to full coverage with rideshare and gap protection, tailored to how you actually drive.

Bundle or keep them separate

The bundle discount is usually worth it — but not always. We'll quote it both ways and tell you honestly which one saves you more this year.

Carriers we shop for you

As an independent agency, we're not tied to one company. We shop these carriers and pick the fit that matches your situation.

Universal Property & Casualty™Safeco™NCJUA™State Auto™National General™Progressive™

Bundle your home and auto — or just get an honest second opinion.

Talk to a licensed agent who will compare carriers and tailor a policy to your needs — good record or bad, we can help.

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